Terms of Service

Agreement to Terms

By accessing or using FlipFolio (the "Service"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the Service.

Use of the Service

You may use FlipFolio only in compliance with applicable laws. You are responsible for the accuracy of your account and project information. You must not misuse the Service, attempt to access other users' data, or use the Service for unlawful purposes.

Accounts and Security

You are responsible for safeguarding your login credentials and all activity under your account. Notify us promptly if you believe your account has been compromised.

Subscriptions and Billing

FlipFolio Pro subscriptions are billed through Apple on iOS. Pricing, renewals, cancellations, and refunds are governed by Apple's billing terms. We may change available plans, pricing, and features from time to time.

User Content

You retain ownership of content you upload (including photos, receipts, notes, and project data). You grant FlipFolio a limited, non-exclusive license to host, process, store, and display your content solely to operate, secure, and improve the Service.

You represent and warrant that you have all rights necessary to upload and use your content in FlipFolio, and that your content does not infringe any third-party rights or violate applicable law. You are solely responsible for your content. We may remove content or suspend accounts that we reasonably believe violate these Terms or pose risk to the Service or others.

AI Features, Estimates, and Assumption of Risk

FlipFolio includes AI-powered and algorithmic tools (including Worth Buying, pricing guidance, flip recommendations, staging suggestions, and insights). You acknowledge that all pricing estimates, valuations, recommendations, projections, forecasts, buy/pass guidance, and analytics are inherently uncertain and may be incomplete or inaccurate.

You assume all risk for decisions you make based on the Service. FlipFolio does not guarantee any purchase, sale, profit, or outcome. You are solely responsible for verifying condition, costs, market prices, and legal compliance before buying, refurbishing, or selling furniture.

Disclaimer of Warranties

To the maximum extent permitted by law, the Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

FlipFolio provides business and pricing insights for informational purposes only. Results are estimates and are not financial, tax, legal, or investment advice. We do not guarantee uninterrupted, error-free, or secure operation of the Service.

Service Availability

We may modify, suspend, or discontinue parts of the Service at any time. We are not obligated to maintain any particular feature or data indefinitely.

Limitation of Liability

To the maximum extent permitted by law, FlipFolio and its operators, affiliates, and suppliers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption, arising from or related to your use of the Service.

To the maximum extent permitted by law, FlipFolio's total liability for any claims arising out of or relating to the Service or these Terms shall not exceed the greater of (a) one hundred U.S. dollars (US$100) or (b) the amount you paid to FlipFolio for the Service in the twelve (12) months before the event giving rise to the claim.

Some jurisdictions do not allow certain limitations; in those jurisdictions, our liability is limited to the fullest extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless FlipFolio and its operators from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your content, your use of the Service, or your violation of these Terms or applicable law.

Dispute Resolution and Arbitration

Before filing a claim, you agree to contact us at flipfolio.dev@gmail.com and attempt to resolve the dispute informally.

Except for small-claims matters and claims for injunctive relief, any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this section.

You and FlipFolio waive any right to a jury trial or to participate in a class action, class arbitration, or representative proceeding. The arbitrator may award relief only to the individual party seeking relief and only to the extent permitted by these Terms.

Governing Law

These Terms are governed by the laws of the State of Alabama, without regard to conflict-of-law principles, except where federal law applies (including the Federal Arbitration Act).

Changes to Terms

We may update these Terms from time to time. We will post the updated Terms on this page with a revised effective or "last updated" date. Continued use of FlipFolio after changes become effective means you accept the updated Terms.

Contact

Questions about these Terms can be sent to flipfolio.dev@gmail.com.